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When you use your MedChoice credit card account issued by World
Financial Network National Bank (WFNNB), WFNNB's Finance Charges are
deferred for promotional credit plan purchases and then accrue from the
date of purchase through and including the last day of the promotional
period if the Total Amount Financed is not paid in full by the
promotional period end date (state specific time frame, i.e. October 1,
2003 or 90 days from date of purchase). Payments are required during the
promotional period (as described in your credit card agreement). If the
promotional credit plan purchase is not paid in full before the
promotional period ends or regular revolving and/or any promotional plan
payments are not paid when required for two consecutive billing cycles,
under this or any other MedChoice promotional credit plan, the remaining
balance and the amount of Finance Charges that have accrued from the
date of purchase through and including the last day of the promotional
period will be included in your regular revolving balance and regular
credit terms will apply. If your account was opened before 12/1/09: As
of 12/1/09, APR is 10.65% for Tier 7, 12.75% for Tier 6, 14.75% for Tier
5, 16.75% for Tier 4, 18.75% for Tier 3, 20.75% for Tier 2, and 22.75%
for Tier 1, these rates may vary, monthly Finance Charge of $1.00. If
your account was opened after 12/1/09: As of 12/1/09, APR Is 10.15% for
Tier 7, 12.25% for Tier 6, 14.25% for Tier 5, 16.25% for tier 4, 18.25%
for Tier3, 21.25% for Tier 2,and 24.25% for Tier 1, monthly Finance
Charge of $1.00.
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