MEDCHOICE PLATINUM

NO INTEREST 6 AND 12 MONTHS DISCLOSURE (6 or 12 MONTHS DEFERRED INTEREST PAYMENT REQUIRED):

No Interest if paid in full within 6 or 12 months. Minimum purchase required: $3000 for 6 months; $1000 for 12 months. When you use your MedChoice Platinum credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6 or 12 months from date of purchase or if you fail to make any payment when due. Provider assessed finances charges (typically at the time of purchase) are not those of WFNNB; rather, Provider assessed finance charges are part of the total Amount Financed upon which WFNNB's finance charged are based. Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the APR will be a variable rate, as of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.
 

MEDCHOICE PREMIUM

6, 12, 18 MONTHS DEFERRED INTEREST PAYMENT REQUIRED:

No Interest if paid in full within 6, 12, or 18 months. Minimum purchase required: $499 for 6 months; $999 for 12 months; $2000 for 18 months. W hen you use your MedChoice Premium credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6, 12 or 18 months from date of purchase or if you fail to make any payment when due. Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the APR will be a variable rate, as of January 1, 2010, that APR is 24.99%, minimum monthly FINANCE CHARGE of $1.00.

MEDCHOICE PLATINUM

LOW APR PROGRAM DISCLOSURE (12, 24, 36 MONTHS LOW APR, EQUAL PAYMENT):

Minimum purchase required: $999 for 12 months; $1999 for 24 months; $2999 for 36 months. When you use your MedChoice Platinum credit card account, issued by World Financial Network National Bank (WFNNB), WFNNB's finance charges on the Total Amount Financed for the promotional credit plan purchase, are assessed on promotional credit plan purchases from the date of purchase through the end of the promotional period. Provider-assessed finance charges (typically at the time of purchase) are not those of WFNNB; rather, Provider-assessed finance charges are part of the Total Amount Financed upon which WFNNB's finance charges are based. The minimum payment will be the Total Amount Financed including the calculated WFNNB finance charges that will be assessed from the date of purchase through the end of the promotional period divided by the number of months between the date of the purchase and the promotional period end date (minimum $75.00) rounded up to the nearest whole dollar. If the Total Amount Financed is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for two consecutive billing cycles, under this or any other MedChoice Platinum promotional credit plan, the remaining balance and the WFNNB finance charges will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 9.99%. After the promotional period ends regular credit terms will apply. As of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.

MEDCHOICE PREMIUM

BUDGET PAY W/ PAYMENT--$99/ $199/ $299:

When you use your MedChoice Premium credit card account provided by World Financial Network National Bank, Interest is assessed on the total amount financed for the promotional credit plan purchases from the date of purchase through the end of the promotional period ($99 budget pay, minimum purchase of$800; $199 budget pay, minimum purchase of$1199; $299 budget pay, minimum purchase of$1799). Payments are required during the promotional period (as described in your credit card agreement). If the promotional credit plan purchase is not paid in full before the promotional period ends or if you fail to make any payment when due, the remaining balance will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 17.99%. After the promotional period ends regular credit terms will apply and the APR will be a variable rate, as of January 1, 2010 the APR is 24.99%, this rate may vary, minimum monthly Finance Charge of $1.00.
 

Veterinary financing

With MedChoice patient financing for veterinarian care your pet can receive the care and treatment it much needs to live a longer and healthier life.

Take advantage of our special promotional financing available (See store associate for promotional offer details). No down payment necessary. Apply online using our instant credit application today!

FINANCING HIGHLIGHTS

Instant credit decisions
Special promotional financing available (See store associate for promotional offer details)
No down payment

PROCEDURES WE FINANCE

Routine Checkups
Emergencies
Check with your Veterinarian for details on these and other procedures we finance.
 

Definition of Veterinary Financing

With veterinary costs on the rise, and more sophisticated treatment options more readily available for pets, it's likely the average pet owner will one day face the prospect of a large veterinary bill. Before you and your furry -- or scaly -- companion find yourselves on the other side of the receptionist's counter looking at a jaw-dropping estimate, it might be a good idea to learn about veterinary care financing options.

History of Veterinary Medicine

The history of veterinary medicine is closely tied to the development of human medicine. Rudimentary medical skills are thought to have existed as early as 9000 BC among Middle Eastern shepherding cultures. These skills developed further in the hands of Egyptians from about 4000 to 300 BC. Archaeologists have discovered papyrus fragments from an Egyptian medical textbook from around 1850 BC that describe diseases of cattle, dogs, birds, and fish. The fragments show that ancient Egyptians understood veterinary anatomy, recognized signs indicating certain diseases, and practiced specific methods of treatment.

Veterinary Medicine is branch of medical science that deals with the health and welfare of animals. The majority of veterinarians in the United States practice medicine in private hospitals and clinics. Of these, about 60 percent treat small animals such as cats and dogs exclusively about 10 percent treat large animals such as cattle and other livestock and about 5 percent specialize in horses.
 

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With MedChoice Financial's flexible payment plans your pet can live a long and healthy life.