ORTHODONTICS FINANCING
With MedChoice patient financing for Orthodontics, you'll be on your way to a brighter smile in no time!
Take advantage of our special promotional financing available (See store associate for promotional offer details).
No down payment necessary. Apply online using our instant credit application today!
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MEDCHOICE PLATINUM |
NO INTEREST 6 AND 12 MONTHS DISCLOSURE (6 or 12 MONTHS DEFERRED INTEREST PAYMENT REQUIRED): |
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No Interest if paid in full within 6 or 12 months. Minimum purchase required: $3000 for 6 months; $1000 for 12 months.
When you use your MedChoice Platinum credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will
be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6 or 12 months from date of
purchase or if you fail to make any payment when due. Provider assessed finances charges (typically at the time of purchase) are not those
of WFNNB; rather, Provider assessed finance charges are part of the total Amount Financed upon which WFNNB's finance charged are based.
Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the
APR will be a variable rate, as of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for
Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.
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MEDCHOICE PREMIUM |
6, 12, 18 MONTHS DEFERRED INTEREST PAYMENT REQUIRED: |
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No Interest if paid in full within 6, 12, or 18 months. Minimum purchase required: $499 for 6 months; $999 for 12 months; $2000 for 18 months. W
hen you use your MedChoice Premium credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged
to your account from the date of purchase if the Total Amount Financed is not paid in full by 6, 12 or 18 months from date of purchase or if you
fail to make any payment when due. Payments are required during the promotional period (as described in your credit card agreement). After the
promotional period, the APR will be a variable rate, as of January 1, 2010, that APR is 24.99%, minimum monthly FINANCE CHARGE of $1.00.
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MEDCHOICE PLATINUM |
LOW APR PROGRAM DISCLOSURE (12, 24, 36 MONTHS LOW APR, EQUAL PAYMENT): |
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Minimum purchase required: $999 for 12 months; $1999 for 24 months; $2999 for 36 months. When you use your MedChoice
Platinum credit card account, issued by World Financial Network National Bank (WFNNB), WFNNB's finance charges on
the Total Amount Financed for the promotional credit plan purchase, are assessed on promotional credit plan purchases
from the date of purchase through the end of the promotional period. Provider-assessed finance charges
(typically at the time of purchase) are not those of WFNNB; rather, Provider-assessed finance charges are
part of the Total Amount Financed upon which WFNNB's finance charges are based. The minimum payment will be the
Total Amount Financed including the calculated WFNNB finance charges that will be assessed from the date of
purchase through the end of the promotional period divided by the number of months between the date of the purchase
and the promotional period end date (minimum $75.00) rounded up to the nearest whole dollar. If the Total Amount
Financed is not paid in full before the promotional period ends or regular revolving and/or any promotional plan
payments are not paid when required for two consecutive billing cycles, under this or any other MedChoice Platinum
promotional credit plan, the remaining balance and the WFNNB finance charges will be included in your regular
revolving balance and regular credit terms will apply. During the promotional period, the promotional credit
plan purchase is subject to an APR of 9.99%. After the promotional period ends regular credit terms will apply.
As of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25%
for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE
of $1.00.
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MEDCHOICE PREMIUM |
BUDGET PAY W/ PAYMENT--$99/ $199/ $299: |
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When you use your MedChoice Premium credit card account provided by World Financial Network National Bank,
Interest is assessed on the total amount financed for the promotional credit plan purchases from the date
of purchase through the end of the promotional period ($99 budget pay, minimum purchase of$800; $199 budget
pay, minimum purchase of$1199; $299 budget pay, minimum purchase of$1799). Payments are required during the
promotional period (as described in your credit card agreement). If the promotional credit plan purchase is
not paid in full before the promotional period ends or if you fail to make any payment when due, the
remaining balance will be included in your regular revolving balance and regular credit terms will apply.
During the promotional period, the promotional credit plan purchase is subject to an APR of 17.99%. After
the promotional period ends regular credit terms will apply and the APR will be a variable rate, as of
January 1, 2010 the APR is 24.99%, this rate may vary, minimum monthly Finance Charge of $1.00.
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FINANCING HIGHLIGHTS |
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Instant credit decisions |
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Special promotional financing available (See store associate for promotional offer details)
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No down payment |
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PROCEDURES WE FINANCE |
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Braces |
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Retainers |
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Invisible braces |
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Palate expanders |
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Preventive wheet |
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Removable appliances |
| Check with your Orthodontist for details on these and other procedures we finance. |
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Definition of Orthodontics
Orthodontics is formally defined by the American Association of Orthodontics as, "The area of dentistry concerned with the supervision, guidance and correction of the growing and mature dentofacial structures, including those conditions that require movement of teeth or correction of malrelationships between and among teeth and facial bones by the application of forces and/or the stimulation and redirection of the jaws within the craniofacial complex."
History of Orthodontics
Irregular teeth have been a major problem for some individuals since antiquity and attempts to correct them go back to at least 1000 B.C. Orthodontic appliances have been found from Greek and Etruscan materials. Edward Angle was the first orthodontist - the first dentist to limit his practice to orthodontics only. He is considered the "Father of Modern Orthodontics."
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