Bariatric financing
Bariatric surgery is a treatment option for people living with morbid obesity - especially for those who have not experienced long-term weight loss success through other means.
Take advantage of our no interest payment plans
and standard regular revolving payment plans today.
No down payment necessary. Apply online using our instant credit application today!
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NO INTEREST 6 AND 12 MONTHS DISCLOSURE (6 or 12 MONTHS DEFERRED INTEREST PAYMENT REQUIRED): |
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No Interest if paid in full within 6 or 12 months. Minimum purchase required: $3000 for 6 months; $1000 for 12 months.
When you use your MedChoice Platinum credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will
be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6 or 12 months from date of
purchase or if you fail to make any payment when due. Provider assessed finances charges (typically at the time of purchase) are not those
of WFNNB; rather, Provider assessed finance charges are part of the total Amount Financed upon which WFNNB's finance charged are based.
Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the
APR will be a variable rate, as of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for
Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.
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STANDARD REGULAR REVOLVING PROGRAM DISCLOSURE (12, 24, 36 MONTHS LOW APR, EQUAL PAYMENT): |
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Minimum purchase required: $999 for 12 months; $1999 for 24 months; $2999 for 36 months. When you use your MedChoice
Platinum credit card account, issued by World Financial Network National Bank (WFNNB), WFNNB's finance charges on
the Total Amount Financed for the promotional credit plan purchase, are assessed on promotional credit plan purchases
from the date of purchase through the end of the promotional period. Provider-assessed finance charges
(typically at the time of purchase) are not those of WFNNB; rather, Provider-assessed finance charges are
part of the Total Amount Financed upon which WFNNB's finance charges are based. The minimum payment will be the
Total Amount Financed including the calculated WFNNB finance charges that will be assessed from the date of
purchase through the end of the promotional period divided by the number of months between the date of the purchase
and the promotional period end date (minimum $75.00) rounded up to the nearest whole dollar. If the Total Amount
Financed is not paid in full before the promotional period ends or regular revolving and/or any promotional plan
payments are not paid when required for two consecutive billing cycles, under this or any other MedChoice Platinum
promotional credit plan, the remaining balance and the WFNNB finance charges will be included in your regular
revolving balance and regular credit terms will apply. During the promotional period, the promotional credit
plan purchase is subject to an APR of 9.99%. After the promotional period ends regular credit terms will apply.
As of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25%
for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE
of $1.00.
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PROCEDURES WE FINANCE |
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Lap-band Surgery |
| Check with your Doctor for details on these and other
procedures we finance.
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Definition of Bariatirc
Bariatric surgery is the clinical term for several different procedures. The procedures use one or both of two approaches to help patients lose weight and improve or resolve co-morbid conditions .
Obesity is a serious disease with symptoms that build slowly over an extended period of time. The National Institutes of Health (NIH) define morbid obesity as:
- Being 100 pounds or more above your ideal body weight
- Or, having a Body Mass Index (BMI) of 40 or greater
- Or, having a BMI of 35 or greater and one or more co-morbid condition
The disease of morbid obesity interferes with basic physical functions such as breathing or walking. Long-term implications of the disease include shorter life expectancy, serious health consequences in the form of weight-related conditions such as type 2 diabetes and heart disease, and a lower quality of life with fewer economic and social opportunities.
History of Bariatrics
Often referred to as weight loss surgery, bariatric surgery has transformed the health and lives of more than 800,000 people in the past six years.
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