MEDCHOICE PLATINUM

NO INTEREST 6 AND 12 MONTHS DISCLOSURE (6 or 12 MONTHS DEFERRED INTEREST PAYMENT REQUIRED):
No Interest if paid in full within 6 or 12 months. Minimum purchase required: $3000 for 6 months; $1000 for 12 months. When you use your MedChoice Platinum credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6 or 12 months from date of purchase or if you fail to make any payment when due. Provider assessed finances charges (typically at the time of purchase) are not those of WFNNB; rather, Provider assessed finance charges are part of the total Amount Financed upon which WFNNB's finance charged are based. Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the APR will be a variable rate, as of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.
 

MEDCHOICE PREMIUM

6, 12, 18 MONTHS DEFERRED INTEREST PAYMENT REQUIRED:
No Interest if paid in full within 6, 12, or 18 months. Minimum purchase required: $499 for 6 months; $999 for 12 months; $2000 for 18 months. W hen you use your MedChoice Premium credit card account issued by World Financial Network National Bank (WFNNB), WFNNB's Interest will be charged to your account from the date of purchase if the Total Amount Financed is not paid in full by 6, 12 or 18 months from date of purchase or if you fail to make any payment when due. Payments are required during the promotional period (as described in your credit card agreement). After the promotional period, the APR will be a variable rate, as of January 1, 2010, that APR is 24.99%, minimum monthly FINANCE CHARGE of $1.00.

MEDCHOICE PLATINUM

LOW APR PROGRAM DISCLOSURE (12, 24, 36 MONTHS LOW APR, EQUAL PAYMENT):
Minimum purchase required: $999 for 12 months; $1999 for 24 months; $2999 for 36 months. When you use your MedChoice Platinum credit card account, issued by World Financial Network National Bank (WFNNB), WFNNB's finance charges on the Total Amount Financed for the promotional credit plan purchase, are assessed on promotional credit plan purchases from the date of purchase through the end of the promotional period. Provider-assessed finance charges (typically at the time of purchase) are not those of WFNNB; rather, Provider-assessed finance charges are part of the Total Amount Financed upon which WFNNB's finance charges are based. The minimum payment will be the Total Amount Financed including the calculated WFNNB finance charges that will be assessed from the date of purchase through the end of the promotional period divided by the number of months between the date of the purchase and the promotional period end date (minimum $75.00) rounded up to the nearest whole dollar. If the Total Amount Financed is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for two consecutive billing cycles, under this or any other MedChoice Platinum promotional credit plan, the remaining balance and the WFNNB finance charges will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 9.99%. After the promotional period ends regular credit terms will apply. As of January 1, 2010, APR is 10.15% for Tier 7,12.25% for Tier 6, 14.25% for Tier 5, 16.25% for Tier 4,18.25% for Tier 3, 21.25% for Tier 2, 24.25% for tier 1 accounts, this rate may vary, minimum monthly FINANCE CHARGE of $1.00.

MEDCHOICE PREMIUM

BUDGET PAY W/ PAYMENT--$99/ $199/ $299:
When you use your MedChoice Premium credit card account provided by World Financial Network National Bank, Interest is assessed on the total amount financed for the promotional credit plan purchases from the date of purchase through the end of the promotional period ($99 budget pay, minimum purchase of$800; $199 budget pay, minimum purchase of$1199; $299 budget pay, minimum purchase of$1799). Payments are required during the promotional period (as described in your credit card agreement). If the promotional credit plan purchase is not paid in full before the promotional period ends or if you fail to make any payment when due, the remaining balance will be included in your regular revolving balance and regular credit terms will apply. During the promotional period, the promotional credit plan purchase is subject to an APR of 17.99%. After the promotional period ends regular credit terms will apply and the APR will be a variable rate, as of January 1, 2010 the APR is 24.99%, this rate may vary, minimum monthly Finance Charge of $1.00.
 

Welcome!

MedChoice was founded with the commitment to provide instant credit for our patients seeking self-improvement. We understand that your time is valuable and that's why we have specifically designed the program with you in mind.

MedChoice and our team of industry professionals are here to serve you. Our highly trained customer service staff is here to guide you through each step of the process and answer any questions to make your experience as smooth as possible.

MedChoice is your connection to the products, services and the personal satisfaction that thousands of MedChoice Platinum Credit cardholders enjoy today. To get started, click here to apply online.
  • Very Easy to Apply by Phone, Fax and
  • Online with Instant Decisioning
  • Convenient minimum Monthly Payments
  • No Upfront Costs
  • No Pre-Payment Penalties
  • No Annual Fees
  • Online Account Info & Bill Pay
Authorized User Feature which allows your Family or Friends to use the Account without having to Reapply.

How We Help You.

MedChoice is your connection to the products, services and the personal satisfaction that thousands of MedChoice cardholders enjoy today.

Fast and Easy

We understand that your time is very valuable and that is why we have specifically designed this program with you in mind. Applying for an account is so fast and easy, you'll wonder why everyone who chooses to have an elective procedure doesn't use MedChoice. Just fill out the simple application form, ask a practice representative to fax it to MedChoice and within minutes, you could be on your way to making your positive lifestyle change a reality*.

It's All about Choices in Life

We all make choices about our lives on a daily basis; we know what we want and like to choose our own paths. With the MedChoice Card, you are making the decision to leave your other credit sources separate and intact for family purchases, emergencies and other obligations. We create a separate, private account that is designed exclusively for your current and future use.

Total Personal Privacy

When you choose the MedChoice Card you are choosing complete personal privacy. We understand that physical wellness is a very private matter between you and your doctor. This will be your own private account; and you can then choose which friends or family you wish to know about the procedure or the cost.

Convenient Minimum Monthly Payments

We know that financial considerations are one of the key elements that may hold many people back from the new image they have always dreamed of. That is why we have designed this program to have Convenient monthly payments. The MedChoice Card gives you all the options you need.

Committed to Serving You

MedChoice and its team of industry professionals are here to serve you. Our highly trained customer service staff is there to guide you through each step in the process and make your experience as smooth as possible.

A Lifetime of Choices

Unlike closed-end loan options, the MedChoice Card is a revolving credit card account that can be reused over and over again, as long as you have credit available on your account. Your account can be used at any participating provider practices throughout the country that specialize in:
  • Plastic Surgery
  • Cosmetic Dentistry
  • Dermatology
  • Beriatrics
  • Hair Transplantation
  • and much more....

*Subject to credit approval.
 
AVERAGE COST
Use these average costs to help show
an estimate of monthly payments.
 
LASIK eye surgery:
$3,500 – $5,000
 
Rhinoplasty:
$3,500 – $6,000
 
Dental veneers:
$500 – $1,000 per tooth
 
APPLY NOW
Click here to get started with the application process.
 
 
Refer your doctor
If your provider doesn't offer MedChoice, refer your doctor now. We'll contact them on your behalf to discuss our patient financing options and invite them to enroll.

in the news

Recession Cuts Many, Not All Plastic Surgery Procedures
(March 25 2009)

More news articles...
With MedChoice Financial's flexible payment plans, you can look and feel your best without worrying about the cost.