When you use your MedChoice credit card account issued by World
Financial Network National Bank (WFNNB), WFNNB's Finance Charges are
deferred for promotional credit plan purchases and then accrue from the
date of purchase through and including the last day of the promotional
period if the Total Amount Financed is not paid in full by the
promotional period end date (state specific time frame, i.e. October 1,
2003 or 90 days from date of purchase). Payments are required during the
promotional period (as described in your credit card agreement). If the
promotional credit plan purchase is not paid in full before the
promotional period ends or regular revolving and/or any promotional plan
payments are not paid when required for two consecutive billing cycles,
under this or any other MedChoice promotional credit plan, the remaining
balance and the amount of Finance Charges that have accrued from the
date of purchase through and including the last day of the promotional
period will be included in your regular revolving balance and regular
credit terms will apply. If your account was opened before 12/1/09: As
of 12/1/09, APR is 10.65% for Tier 7, 12.75% for Tier 6, 14.75% for Tier
5, 16.75% for Tier 4, 18.75% for Tier 3, 20.75% for Tier 2, and 22.75%
for Tier 1, these rates may vary, monthly Finance Charge of $1.00. If
your account was opened after 12/1/09: As of 12/1/09, APR Is 10.15% for
Tier 7, 12.25% for Tier 6, 14.25% for Tier 5, 16.25% for tier 4, 18.25%
for Tier3, 21.25% for Tier 2,and 24.25% for Tier 1, monthly Finance
Charge of $1.00.
Standard Regular Revolving program:
There is a minimum $1.00 purchase requirement for the use of this
promotional plan. This plan requires a minimum payment of 3.25% of the
balance or $75.00 whichever is greater to be made until account is paid
off. When you use your MedChoice credit card account finance charges
will be applied to the balance. If your account was opened before
12/1/09: As of 12/1/09, APR is 10.65% for Tier 7, 12.75% for Tier 6,
14.75% for Tier 5, 16.75% for Tier 4, 18.75% for Tier 3, 20.75% for Tier
2, and 22.75% for Tier 1, these rates may vary, monthly Finance Charge
of $1.00. If your account was opened after 12/1/09: As of 12/1/09, APR
Is 10.15% for Tier 7, 12.25% for Tier 6, 14.25% for Tier 5, 16.25% for
tier 4, 18.25% for Tier3, 21.25% for Tier 2,and 24.25% for Tier 1,
monthly Finance Charge of $1.00. Exact terms will be supplied to you
prior to opening your account. World Financial Network National Bank
(WFNNB) issues the MedChoice Platinum credit card
Below are answers to our most frequently asked questions. If you don't find the information you're looking for or have additional questions, please contact us online or by phone.
We have a very simple and convenient application process. You can get an instant credit decision if you apply in a participating doctor's office. You can also apply online from your home through a credit link on your doctor's Web site. We can also fax you an application for you to complete and return via fax or e-mail. If you prefer to apply over the phone, we can do that as well.
If I am declined, can my (boyfriend, girlfriend, mother, father, brother, sister, son, daughter, friend, cousin, aunt, uncle, boss, co-worker, neighbor) apply for me?
